Why These White Lies Could Invalidate Your Car Insurance

Wed 4th Jul 2018

As many as 70 per cent of UK drivers believe that it is okay to tell lies on their car insurance application - even if they are risking their policy being invalid.

A survey conducted by LexisNexis Risk Solutions has discovered that Britain’s drivers are prepared to tell white lies on their insurance in order to get a cheaper quote on their policy.

Andrew Lowe, Director, Motor Insurance of LexisNexis Risk Solutions, said: "It's worrying to discover in our research the extent to which consumers will go to cut their insurance costs, with 70 per cent comfortable to bend the truth in their insurance application on a price comparison site to get a cheaper quote.

"Sadly, what many people don’t realise is that this could invalidate their policy and leave them high and dry if they have an accident.

"This is recognised as a particular issue in the young driver market where parents ‘front’ a policy for their son or daughter.”

Some of the most common lies the UK public admit to are related to no claims discount being on more than one vehicle, altering their occupation or using a different address.

Top 5 white lies that could invalidate your insurance

  1. Using your no claims discount on multiple vehicles

  2. Changing your occupation to get a cheaper quote

  3. Using someone else’s address

  4. Claiming to be the main driver when the car is primarily driven by someone else

  5. Saying the car is kept on a drive overnight when it's actually left on the road